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The New European Way to Pay -- An Analysis of SEPA Direct Debit and its Risks
Presentation
Single Euro Payments Area (SEPA) Direct Debit is a European direct debit system which enables merchants to collect payments denominated in Euros from bank accounts in a total of 34 SEPA countries and associated territories. After a brief look at top SEPA direct debit countries, this presentation describes how settlement works, the pre-notification process, and country-specific mandate types. Fees and costs are covered next, followed by ways merchants may set up direct debit and best practices merchants can use to accept SEPA direct debit payments.

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