Taking the Plunge and Building the Switch

René Pelegero -- RPGC Group LLC; Robert Savage -- T-Mobile USA


An internal transaction switch allows merchants to dynamically route transactions, thereby eliminating multiple shortcomings inherent with gateways. This session compares and contrasts switches and gateways, then discusses the business and technological requirements to develop a switch. Trade-offs and benefits of leveraging a switch are then reviewed, followed by insights from T-Mobile on various decision points encompassing their payments environment, flexibility, and cost.

Taking the Plunge and Building the Switch

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