Fraud & Risk

Will EMV 3DS Really Get Me More Approvals? How to Increase Revenue with the New 3DS Protocol

Ryan Wilk -- NuData Security; Patrick Kelly and Dave Senci -- Mastercard

Presentation

The new EMV 3DS protocol, also known as 3D Secure 2.0, represents a complete overhaul of the original 3D Secure. In this presentation, NuData Security and Mastercard briefly review at the old 3DS protocol and why it did not meet the needs of the evolving eCommerce ecosystem. The focus quickly shifts to EMV 3DS and its benefits, especially the large number of new data elements available for use and how these can help issuers determine the legitimacy of transactions. After a short overview of risk-based authentication, two user experience scenarios are demonstrated, followed by reasons why EMV 3DS will benefit merchants, issuers, and consumers alike.

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Will EMV 3DS Really Get Me More Approvals? How to Increase Revenue with the New 3DS Protocol

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